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Stamp Duty & Gifted deposits
Stamp duty land tax is a proportionate tax paid of the purchase price of every property above £125,000 when you buy a residential property. Our advisors can make you aware of the amount of Stamp Duty that you are potentially going to have to pay upon purchasing a property so that you can factor this into your decision process.
Please follow this link to the HMRC Stamp Duty calculator for further guidance: https://www.tax.service.gov.uk/calculate-stamp-duty-land-tax/#/intro
Please be aware that by clicking onto the above link you are leaving the Intelligent Finance Planning Ltd website. Please note that neither Intelligent Finance Planning Ltd nor First Complete Ltd is responsible for the accuracy of the information contained within the linked site(s) accessible from this page
Gifted Deposits are unconditional, non-repayable or refundable gifts that are given from an immediate family member for the sole purpose of them purchasing a property. The family member has no intention to reside in the property and have no interest or rights on the property. These can be used to help a relative get onto the property ladder, and your advisor can offer guidance on what lenders take this type of deposit into consideration.
The Guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK.