Our aim at Intelligent Finance Planning Ltd is to simplify the process of getting on the property ladder. We would like to help first time buyers get the best value mortgage available, as well as relieving some of the stress that purchasing a first home may cause.
One of our advisers will be able to help you confirm an amount you could afford to borrow before you begin looking for a property, and once you have found one we will be able to take you through the process of obtaining a mortgage offer as smoothly as possible.
There is a selection of schemes that are available to First Time Buyers which could provide assistance when purchasing your first property. They include the government backed Help to Buy scheme, whereby you could borrow up to 20% of the current value of a new build property interest free for the first five years (if the property is located in London it increases to up to 40%). Another possible scheme is Shared Ownership, where through a housing association you could purchase a share in your property and purchase additional shares in your home when you are able. Your mortgage advisor will be able to discuss the various schemes that are currently offered to and see if any are available to your circumstances. We are describing the schemes available as of January 2017 and these may be subject to change or withdrawal at any time.
For these products, terms and conditions apply. See https://www.helptobuy.gov.uk/ for further information. Please be aware that by clicking onto the above link you are leaving the Intelligent Finance Planning Ltd website. Please note that neither Intelligent Finance Planning Ltd nor First Complete Ltd is responsible for the accuracy of the information contained within the linked site(s) accessible from this page.
Our typical broker fee is £395. We will charge a broker fee of between £0 and £995, payable on receipt of a mortgage offer. The amount we will charge is dependent on the amount of research and administration that is required.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS OF YOUR MORTGAGE.
The Guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK.