Our aim at Intelligent Finance Planning Ltd is to simplify the process of getting on the property ladder. We would like to help first time buyers get the best value mortgage available, as well as relieving some of the stress that purchasing a first home may cause.
One of our advisers will be able to help you confirm an amount you could afford to borrow before you begin looking for a property, and once you have found one we will be able to take you through the process of obtaining a mortgage offer as smoothly as possible.
Another possible scheme is Shared Ownership, where through a housing association you could purchase a share in your property and purchase additional shares in your home when you are able. Your mortgage advisor will be able to discuss the various schemes that are currently offered to and see if any are available to your circumstances. These are schemes that are based in England only.
Our typical broker fee is £395. We will charge a broker fee of between £0 and £995, payable on receipt of a mortgage offer. The amount we will charge is dependent on the amount of research and administration that is required.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS OF YOUR MORTGAGE.