A diagnosis of a Critical Illness can be a shock both emotionally and financially, and this type of insurance aims to relieve some of the financial anxiety that may be suffered. Should you meet the definitions outlined in your providers policy, you will receive a full or severity based payment lump sum, typically used to maintain your lifestyle through this difficult time.
Much alike Life cover, Level term or decreasing term policies are options for this cover that are suitable for various circumstances including lifestyle protection and mortgage protection. We could help by considering your personal situation, including your budget and preferences on definitions and additional benefits that are included in policies with certain providers, and be able to find an affordable policy that pays out when you need it to.
If you already have existing Critical Illness Cover, at Intelligent Finance Planning Ltd we will happily use our CI Expert software to provide you with an illustration to compare your existing policy with current policies now available. These may include a more comprehensive range of conditions covered and improved definitions for conditions covered.
Contact us now for a no obligation review of your protection needs.